Especially when u have unseen pictures, thousands from every Cloud .
The best way is to have your owncloud on own server on own HDD.
I run i5 x4 2.7GHz 12GB RAM Good graphics. x10 TB HDD’s, 100/100 Mbit Fiber Internet, never been down else once on 5 years. Get 80/70Mbit via Wifi thru mobile.. Nothing to blame on there…👍👏
You can get SSH Access to your yoursubdomain.hko.se Example (20 domains to chose from, includes WordPress, TicTail, OpenCart, WoCommerse Loopia Websites One Click Install.
With FTP-Access + Web Interface to create no limit emails.. And much more